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Yes, we need it. Yes, we can learn how to get it, but do we know how to keep it?
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items We all struggle with this one. How to make money and how to keep it. As simple as it seems money just seems to want to flow through our fingers like a tap of running water. Here I will share some of the valuable lessons I have learned from Jim Rohn.
It is imperative to remember that money is only a tool. How we use this tool will determine whether we own it, or it owns us. The number one aspect that most of us has to change about money is our perception of money. It all starts with how we think ...
Have you ever wondered how you will pay the bills? We all have been there, and we all know the struggle of keeping head above water. Believe it or not, there is a formula for keeping what we earn. It all starts with the right mindset.
The proverb says, “The borrower is the servant to the lender." We as lenders underestimate the power, the borrower has over the lender. Month by month we dig ourselves deeper into the deception of debt. Thinking and hoping that some magical way our d...
Most of us have a very difficult relationship with money. It all starts with this four - letter word called DEBT. It's a small letter word but Huge problem in today's society.
The number one question I had to ask myself is what is my relationship with debt? What was I made to believe and what are the programs I allow to run in my mind? What did my environment teach me about money, about debt and how will I change the progr...
When we allow debt to infiltrate our lives we are lost. If we say a little debt won't hurt us that is where we falter, and we are misled because once you allow it. You are a slave to it.
The next step to financial freedom is to have an understanding of where we are currently and where we plan to go. If our debts are so much that we have no idea how we got here in the first place or how bad it is, how do we expect to get out of the me...
Just like a ship needs a captain so does our goal to achieve financial freedom need a plan of action, a structure to enable us to go in the right direction. Otherwise just like a ship without a captain we will be lost at sea.
It is never too late to learn, never to late to grow, never too late to develop and accept that we have been on a ship lost and stranded and never even once thought that we could be in control of our own ship. Never in a moment thought that there is ...
We all start somewhere; we all have humble beginnings. It is never too late to seek help when you realize you just can't figure out this money financial freedom thing. Your future depends on it. We were not meant to a slave to the system and there is a way out.
Take back control. It is as simple as saying no. Say no to that credit card we are willing to pay interest of 10 - 20 % for simply because we have to give in to our desires. When control ends up in the right hands the battle towards financial freedom...
The reason I said before that the very first step towards financial freedom is our mindset is because that is where it all starts. Our society has become so obsessed with materialism that we allow our desires to lead the way rather than have a sober mind and make meaningful decisions concerning what debt we allow to enter our lives.
There are a few more steps to get ourselves the financial freedom we so desperately need. We need a detailed plan, our plan needs to include detailed strategies for what we spend, give, save, invest and the income we make. Many people think if I only...
Great, the good news is that we have done the basics we have gained control of the ship but where are we headed? What is our destination? Where do we plan to anchor the ship. Glad you asked.
A few tips on how to go about creating a plan start with accountability. Write down everything you spend this process will allow you to become aware of all your expenses. You can write in a journal or a ledger as long as you write it down. If you hav...
So, I hear you say but you make it sound so easy. Yes, it is that easy. To make the decision that will alter your life is easy. The problem is that most of us do not want to change. We have become accustomed to the way things are. We expect the things around us to change but when it comes to ourselves, we sit and perish in our own despair.
So, one of the rules that Jim Rohn teaches is the 70/30 rule that comes from previous teachers such as in the book of The richest man in Babylon written by George s. Clason. The rule is to spend 70% of your income after taxes on the necessities and l...
One of the greatest pieces of advice that have always stuck with me is in giving there is receiving. There is a joy in giving and it is in giving that we receive this joy that no amount of money can buy.
In the end it is better to be the borrower and not the lender. To make wise decisions to lead us to financial freedom. We will always be faced with adversary it is how we choose to act and when to act that determines our ultimate destination.
"If you fail to plan, you plan to fail." -Benjamin Franklin. This quote speaks volumes we have this fear of tomorrow, but we want to only live for today. We should not fear the morrow as the bible says but we should also be vigilant and anticipate the future with caution. This includes planning.
I have listed below seven best investments right now to look into numbered by risk from lowest to highest. The lower risk usually also means lower returns. 1. High - yield savings account, 2. Certificate of deposit (CD's), 3. Bonds, 4. Funds, 5. Stoc...
Investing, when done responsibly is an excellent way to grow your money. There are many types of investments available to anyone regardless of their age, income or career. There are factors that can influence whish investments are best for you at this point in time. Factors such as someone who is about to retire with a lot of money will have a different plan than someone starting out new in their career with limited amount of money.
The whole though process of investing can be overwhelming, but rest assured it is worth finding researching and learning about. Investment involves buying assets to accumulate profits over time. With investments interest is compounded over time and d...
There is a door that awaits you, if you choose to open it, the possibilities are endless. It is because we do not search that we do not find. Instead of creating debt for us the wiser choice would be, that's right you've got it. To invest.
At the end of the day, we find it is not impossible to save but that it involves discipline and of course our big why. If we can have the end goal in mind saving is not as difficult as it sounds.
Saving is the name of the game. I find that we are only eager to save when we are faced with big reasons to save that is when we actually realize that it is possible to save such as for a wedding, down payment on a new car or our children's education.
Before you could even swipe for that first purchase you have been dying to make for the last couple of days before pay day. Pay yourself first. This is one of the golden rules I learned early on. If you find it difficult to be disciplined enough you ...
You heard it right one of the best ways to save, is to pay yourself first. I never thought this was even possible when I first started out, but it actually works and it is possible.
This involves making subtle changes in the way we did things before. So how do we start small, how do we make those small changes that will lead to big results? We can make a grocery list instead of just going out to buy without a plan. Eat in, the h...
I believe in starting small and working our way up. When I first read the book Atomic Habits this completely changed the way I approached my way of thinking about my habits. We don't have to go big. We just have to start small.
Would it not be way more rewarding when you can actually afford the things you wish to have. Rather than buying on credit. Consistently owing other people your hard - earned money. That is where all the principles of building wealth come from. Financial freedom can open opportunities we never imagined were possible.
It is not all doom and gloom. Once we realize how wrong we handled our finances and make the right changes we can look forward to a bright future.
There are various ways to make passive income from real estate such as rental properties, short - term vacation rentals or house hacking, though it does take a bit of effort especially if you are owning the property. There are other options such as R...
Another example of creating passive income is through investing in real estate. As someone who has worked in the property market for a few years I have seen firsthand the benefits of investing in real estate.
The stories we tell ourselves is just as real as the ones we don't. This brings me to this next vital point. When you have it figured out and you will. When you start a fresh page where you allow yourself to pen your own story the possibilities are e...
Do you tell yourself that it is impossible, that you are too old, too young, too poor? Maybe it is time that you tell yourself a different story.
Part of why we are not per suing our dreams, goals and ambitions is because we have the fear of the unknown. I was there I know what it feels like to dream, but sleep on my dreams because I am too afraid. Using our creative talents, we were gifted wi...
What hidden talents are lying dormant waiting to be awaken. What are you waiting for?
There is power in educating yourself. There is power in understanding how to grow, develop and change. We are what we read and listen to. I have grown so much just by allowing myself to learn. There is wealth in knowledge. Literally.
Here are a few of my favorite list of books by author Jim Rohn. It has helped me a long my journey of self - development and learning about wealth.
Sometimes we just need a little bit of inspiration to inspire us to become great. Thats all.
These are some of my favorite quotes from the Jim Rohn hope it inspires you as much as it has inspired me.
We live in an era where we can use not only what we are gifted with but also use creative tools such as technology to create a sustainable future for ourselves.
Come and have a look here are 100 creative ways to make money ideas. There are endless ways to not only use your gifts and talents but other forms of creating wealth.
Still not sure how to climb the financial freedom ladder. No worries. I got you!
There is absolutely no excuse. We simply have to work on ourselves and take the appropriate steps to gain financial freedom. Another one of my favorite ideas is by selling Digital Products.